Chapter 3 - HARBOR RIDGE

The withdrawal slip should have made me feel vindicated.
Instead, it made me more afraid.
Someone knew exactly what Dustin had done three days before he accused Mom.
Someone knew where we were staying.
And someone wanted me to keep digging.
Paige arrived at the hotel within twenty minutes.
She photographed the envelope, the copy of the withdrawal slip, and the handwritten note before security sealed everything in a clear evidence bag.
Detective Bell came shortly after.
"Did anyone know your room number besides family?"
I shook my head.
"Paige."
"Mom."
"The hotel staff."
"I did not tell anyone else."
Mom looked uncomfortable.
"I told my sister we were at this hotel."
"But not the room number."
Bell asked security to preserve lobby and hallway footage.
Then he examined the copy through the plastic.
"The withdrawal is consistent with the amount Mr. Hale reported stolen."
Paige folded her arms.
"And it happened three days before."
"Yes."
"If this is authentic."
I stared at him.
"You think someone faked it?"
"I think anonymous evidence is useful only after it is verified."
"We will subpoena the bank record."
"Until then, it is a lead."
The next morning, Paige drove me to her office in Mission Valley.
It was the first time I had sat in a normal office since the night I left home.
There were plants in the windows, framed law school certificates, and a bowl of peppermints on the conference table.
The ordinary details felt unreal.
My marriage had detonated, my mother had bruises on her face, and nearly $170,000 was missing.
Yet someone in the next room was arguing with a printer.
Paige opened a folder.
"I want to show you what I have on Harbor Ridge."
She laid out several pages.
The company had been formed sixteen months earlier.
Its stated purpose was business consulting and property services.
Its mailing address was a private mailbox.
Wyatt's old phone number appeared on a city permit application.
A contractor license search showed no license under the company name.
A property database, however, showed something more interesting.
Harbor Ridge had paid a deposit on a duplex in Imperial Beach eleven months earlier.
I stared at the address.
"I know this place."
Paige looked up.
"How?"
"Dustin took me past it last winter."
"He said Wyatt was thinking about buying it with a friend."
"He asked what I thought about the neighborhood."
My throat tightened.
"I told him it looked like a good investment."
Paige watched me carefully.
"Did he mention Harbor Ridge?"
"No."
"Did he mention using your joint savings?"
"No."
"Did you sign anything related to a property purchase?"
"No."
She slid another document toward me.
"The down payment was $92,000."
My breath caught.
"How much of our missing money went to Harbor Ridge?"
"So far, I can trace at least $118,400."
I sat back.
The number seemed to push the air out of the room.
"He bought a building with our money."
"Possibly."
Paige held up a hand.
"We need the bank records and the deed history before I say that as fact."
"But the timing is very close."
"And there is more."
I almost laughed again, that strange humorless laugh my body had discovered when there was too much bad news at once.
"Of course there is."
Paige turned a page.
"The duplex was not purchased in Wyatt's name."
"It was purchased by another company called DWB Property Group."
"Who owns that?"
"That is what I am trying to confirm."
"But the initials caught my attention."
D.
W.
B.
Dustin.
Wyatt.
Brenda.
I said the names aloud.
Paige nodded once.
"Maybe."
"Or maybe the initials mean something else."
"But at this point, coincidences are becoming expensive."
Before Bell's confirmation arrived, Paige asked me to reconstruct every conversation I remembered about Wyatt's supposed real estate plans.
At first, I thought there had been only one.
Then details surfaced.
A barbecue at Brenda's house where Wyatt complained about rent prices.
A Christmas dinner where Dustin said property was the only way ordinary families built wealth.
A Sunday drive when he slowed near the Imperial Beach duplex and asked whether I liked the block.
Each conversation had seemed casual.
None contained a request for money.
None contained the phrase Harbor Ridge.
None contained DWB.
None contained a loan guarantee.
"He was testing reactions," Paige said.
"Maybe."
I hated the word maybe less when she used it correctly.
"Or he was simply talking about something that interested him."
"We separate what we know from what we infer."
I wrote two headings on a page.
KNOWN.
INFERRED.
Under KNOWN, I wrote that Dustin moved money without telling me.
Under INFERRED, I wrote that the Sunday drive may have been designed to make the investment feel familiar.
The exercise calmed me.
It gave my anger edges.
Mom watched from the hotel chair.
"Your father used to do that with repair jobs."
"Do what?"
"Separate what the customer said from what the machine actually did."
"He said guessing too early makes you repair the wrong part."
I smiled despite myself.
"Paige would have liked Dad."
"Your dad would have argued with Paige about hourly billing."
Paige laughed through the speaker.
"Then I definitely would have liked him."
The moment of normal humor lasted only until Bell called.
At noon, Detective Bell called to say the withdrawal slip had been verified.
Dustin had withdrawn exactly $10,500 in cash three days before the confrontation.
That meant the money existed.
It did not prove where he put it afterward.
But it destroyed the impression that Mom had somehow discovered a random stash that had been sitting untouched for weeks.
He had created the cash problem himself.
Bell also confirmed that hotel footage showed the person who delivered the envelope.
A man in a baseball cap had entered through a side door behind another guest.
His face was mostly hidden.
But when he left, a camera near the parking structure captured the side of his vehicle.
A dark gray pickup.
The plate was not readable.
The truck had a large dent near the rear wheel.
I knew a truck with that dent.
Tristan's.
Dustin's youngest brother had backed into a concrete post two years earlier.
He never fixed it because he was always short on money.
Paige saw the recognition on my face.
"Whose truck?"
"Tristan's."
She sat very still.
"The brother whose rent you paid?"
"Yes."
"The brother who lost his job?"
"Yes."
"The brother who might know what the others are doing?"
I looked at the evidence bag on her desk.
"Apparently."
Paige told me not to contact him.
Detective Bell said the same thing.
So naturally, Tristan contacted me first.
At 2:07 p.m., I received a message from an unknown number.
Do not use my name in texts.
I showed Paige before answering.
She told me to ask who it was.
The reply came immediately.
You know.
Then:
He did not lose the money.
Then:
He made the problem so you would leave first.
My heart began pounding.
I typed slowly.
Why?
Three dots appeared.
Disappeared.
Appeared again.
Finally:
Because he needed you out of the apartment before Friday.
I showed Paige.
"What is Friday?"
She shook her head.
"Ask him."
I did.
The response took almost five minutes.
Friday was when the property closed.
Paige leaned closer to the screen.
"What property?"
I typed the question.
No answer.
I asked again.
Still nothing.
Then my phone rang.
Unknown number.
Paige motioned for me to put it on speaker.
"Hello?"
For several seconds, all I heard was breathing.
Then Tristan's voice.
"Audrey, listen to me."
He sounded terrified.
"I am not calling because I am a good person."
"I should have told you months ago."
"I did not."
"That is on me."
My pulse thudded in my ears.
"What did Dustin do?"
"It was supposed to be an investment."
"That is what he told us."
"He said the money was partly his."
"He said you knew."
I closed my eyes.
"I did not know."
"I know that now."
"Wyatt knew before I did."
"Mom knew some of it."
Paige wrote something on a legal pad and pushed it toward me.
ASK ABOUT CASH.
"Tristan, did you leave the withdrawal slip at my hotel?"
Silence.
"I cannot talk about that."
That was answer enough.
"Where did Dustin put the $10,500?"
His breathing changed.
"He brought it to Mom's house."
My hands went cold.
"When?"
"The same day he withdrew it."
"I was there."
"He counted it on her dining table."
Paige's pen stopped moving.
"Why?"
"He said it was for the final closing costs."
"Then two days later he told Wyatt he had a better idea."
"What idea?"
Tristan went silent again.
I heard a vehicle pass near him.
Then he spoke so quietly I almost missed it.
"He said if your mother got blamed for taking it, you would either throw her out or leave with her."
I could not breathe for a moment.
The cruelty of it was too precise.
The cash had never simply gone missing.
The accusation had been designed.
"Did Brenda know?"
"Mom knew he was going to confront Beatrice."
"I do not know if she knew he planned to hit her."
"Wyatt knew about the money."
"Wyatt said it was too risky."
"Dustin said you always chose family and he was going to make you choose the wrong side for once."
A sound escaped me before I could stop it.
Paige reached across the table and put her hand over mine.
"Why did he need me out before Friday?"
Tristan did not answer directly.
"Because there were documents in the apartment he did not want you to see."
"What documents?"
"Closing papers."
"Loan papers."
"I do not know all of it."
"But Audrey, there is something worse than the savings account."
My stomach dropped.
"What?"
He whispered the next sentence.
"Dustin used your signature."
May you like
Then the call ended.